The Bodhisatta was once Indra, king of the gods. In his earthly life before this he worked as the king’s treasurer and was exceptionally wealthy. One day he pondered his life and realized he earned his prosperity through living a virtuous life and he decided now was the time to take it to the next level by giving away his fortune. He offered it to the king, but he said he already had enough money. So the Bodhisatta built six alms halls around the city and gave money to the poor every day for the rest of his life. Before he died and became Indra, he instructed his son to continue giving away money, and he did. And so did another three generations. And for their virtue, when born in heaven these four men became Chandra, the moon god; Surya, the sun god; Matali, Indra’s charioteer; and Pancasikha, one of heaven’s top musicians. But the next in the line, Kosiya (known as Maccharikosiya, “The Millionaire Miser”) felt that his forefathers were fools and he hoarded the remainder of the family fortune, neither helping the poor nor spending any more than absolutely necessary for he and his family. He wore coarse clothes, shaded his head with leaves, and rode in a crazy old chariot yoked to worn-out oxen.
One morning Kosiya saw his assistant eating sweetened rice porridge. He was invited to join, but refused so he wouldn’t need to ever return any hospitality. But he got a deep craving for it that lasted days because he would not “waste” the money to eat some, and his unmet desire made him grow weak and pale. Finally, unable to bear it any longer, he had his wife prepare the ingredients and he took them to the forest where he could cook and eat in secret; if he cooked in his house others would know about it and want some. He snuck out of his house in disguise and had one of his slaves keep watch near his forest hideout as he cooked so nobody would ask for some.
Meanwhile, just at that particular moment, the Bodhisatta sat in his heavenly abode and wondered what had become of his decedents. He divined that those who had already died had been reborn in heaven, but his great-great-great grandson was a wicked man who had broken the family’s tradition of charity and was destined for hell. He assembled the others and they went down to Earth to put the miser on the right path. They took the forms of brahmins and approached Kosiya one by one asking for porridge. Kosiya insulted the Bodhisatta, who asked for food first, and told him to go away. But when the Bodhisatta spoke wise words about how generosity leads to salvation, Kosiya agreed to share a little. The next four brahmins approached, and in the same manner were begrudgingly invited to eat.
When the porridge was ready, Kosiya told the brahmins to use small leaf bowls for eating because there was not enough porridge for six people. But their small leaves grew to the size of warrior shields and yet there was still porridge left over after they had all been served.
Before they ate, the brahmin who had been Kosiya’s father transformed into a dog and urinated into the pot. Kosiya grabbed a stick to hit the dog, but then the dog switched into a thoroughbred horse that changed colors and size. The other brahmins rose up into the air and watched it chase after Kosiya. As he ran in fear, Kosiya shouted out, “Who are you people?” The Bodhisatta revealed their true identities and said they were here with pity and compassion to save him from hell. The Bodhisatta then sat with Kosiya and explained how heavenly glory was earned only by the generous and the righteous. Kosiya accepted his lesson and promised to change his ways. After the Bodhisatta taught the five moral virtues, he and the other gods returned to heaven and Kosiya returned home. Kosiya immediately met with the king and arranged to once again have his family riches given to the poor. Then he walked into the forest to live as an ascetic in a leaf hut along the Ganges River.
As Indra, the Bodhisatta had four heavenly daughters. One day an ascetic visited Indra’s heaven and these four nymphs saw him using a magical paricchattaka flower as a sunshade. They all wanted it. This ascetic said he had no attachment to it and would give it to whichever of the nymphs was the best. Indra did not want to have to choose, thus making three daughters angry, so he said Kosiya would choose. He sent Matali to take some ambrosia to Kosiya and give him his task – then the four daughters appeared at the four compass points. All four made their case as the best, and Kosiya, after a brief conversation with each, chose one as the most virtuous and shared his special food with her alone. Moments later, as he was explaining to Matali the reason for his choice, Kosiya died and was reborn in Indra’s heaven. The Bodhisatta was so glad to see Kosiya that he gave him his chosen daughter to be his chief wife.
In the Lifetime of the Buddha
Kosiya was an earlier birth of one of the Buddha’s disciples who was exemplary in conduct and devoted to charity. All the alms he received he shared with other disciples. When the Buddha heard some disciples discussing this disciple’s immense generosity, he told them this story so they knew that in the past this disciple had once been so stingy he would not even give anyone so much as a drop of oil from the top of a blade of grass, and the Buddha had also converted him back then.
The descendants of the Bodhisatta who came before Kosiya were earlier births of Moggallana, Maha Kassapa, Ananda, and Anuruddha, four of the Buddha’s top disciples, while the ascetic with the paricchattaka flower and the chosen daughter were Sariputta and Uppalavanna, two more top disciples.